Credit cards for good credit require a score between 670 and 739. If used responsibly, they will help increase your score and give you access to premium credit cards with perks like better rewards and lucrative bonuses.
A good credit score provides access to better financial products and services, favorable loans, and insurance rates. It can even help you in terms of apartment rentals and job opportunities.
Benefits of credit cards for good credit
· Good welcome bonuses
· Good rewards
How long does it take to build good credit?
Whether starting from scratch or recovering from a bad financial season, you may wonder how long it will take to rebuild your credit. While this will take time, you can establish a good credit score in three to six months, paying once and in full while maintaining a low utilization rate.
How do I turn good credit into great credit?
While there is no quick fix to achieve this, it is to take consistent essential steps to increase your score, even for relatively short periods.
1. Create a plan to pay off any debt you have accumulated.
2. If you have a loved one who is a responsible credit user with an existing credit account, ask if you can be listed as an authorized user; this can improve your score when that card shows up on your credit report.
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